You Get:

• 60-minute strategy session
  
  

• Review of all current debts (credit cards, loans, etc.)
  
  

• Personalized payoff plan (Snowball, Avalanche, Hybrid)
  
  

• Timeline for debt freedom
  
  

• Printable payoff tracker + accountability tips

You Get:

• Review of credit report (via client-provided data)
  
  

• Identify negative marks, utilization rates, score breakdown
  
  

• Strategy to boost credit: secured cards, paydown plans, errors
  
  

• Education on credit usage, score building myths, inquiries
  
  

• Letter templates (if applicable) to dispute/report errors

You Get:

• Two 60-min sessions (Debt + Credit)
  
  

• Debt elimination plan AND credit score building guide
  
  

• Follow-up check-in (30 mins)
  
  

• Financial mindset reframing tools
  
  

• Progress worksheet to track monthly wins

• You Get:

  • 1:1 60-minute session (Zoom or phone)
    
    

  • Customized zero-based or percentage-based budget
    
    

  • Categorized spending breakdown
    
    

  • Digital and printable budget tracker
    
    

  • Personalized recommendations for saving more and spending smarter

You Get:

• Three 45–60 min coaching sessions over 4–6 weeks
  
  

• Deep dive into income, expenses, spending triggers
  
  

• Guidance on adjusting and sticking to your budget
  
  

• Tools: budget sheet, progress tracker, spending review
  
  

• Email access between sessions for questions

You Get (Ongoing Coaching):

• One 45-minute session per month
  
  

• Budget review & adjustments each month
  
  

• Text/email check-ins
  
  

• Monthly recap and money mindset tips
  

You Get:

• One 60-min savings-focused coaching call
  
  

• Help defining savings goals: emergency, vacation, car, etc.
  
  

• Strategy based on income and current obligations
  
  

• Starter savings automation plan
  
  

• “Savings Ladder” tool for prioritizing multiple goals

You Get:

• 60–75 minute education session (non-investment advice)
  
  

• Overview of 401(k), Roth IRA, traditional IRA, etc.
  
  

• Employer benefits walk-through (retirement match, HSA, ESPP)
  
  

• Basic retirement math: how much to save by age
  
  

• Starter guide for retirement beginners (PDF takeaway)

You Get:

• Two 60-minute sessions (Savings + Goal Tracking)
  
  

• Savings plan + accountability system
  
  

• Printable savings tracker templates
  
  

• Email support + check-in after 30 days

You Get:

• One 60-minute goal-mapping session
  
  

• Define short-term, mid-term, and long-term financial goals
  
  

• Create a financial “vision board” (digital or physical)
  
  

• Identify obstacles and motivational tools
  
  

• SMART financial goal planner (PDF)

You Get:

• Monthly 30-minute check-in calls
  
  

• Quick budget review and habit tracking
  
  

• Motivation boosts, barrier solutions

You Get:

• Three 1-hour sessions (start, midpoint, end)
  
  

• Full financial profile and customized plan
  
  

• Goal setting + budgeting + savings/debt hybrid coaching
  
  

• Biweekly text/email check-ins
  
  

• Digital workbook with plan and trackers