Money Coaching with Heart……and Strategy

We help real people take control of their finances with practical, judgment-free guidance

Meet the Coach Behind the Cents

I’m Zack — a finance grad, educator, husband, and father of three. I know what it’s like to navigate real-life responsibilities while trying to build financial stability.

Our Mission

To make personal finance feel less overwhelming and more achievable — for individuals, couples, and families who are ready for change.

Values

  • Clarity

    Simple, practical steps you can actually follow

  • Compassion

    Coaching without shame or judgment

  • Consistency

    Progress over perfection, always

  • Confidence

    Helping you feel in control of your money

Who We Work With

Build with Cents is here for people who want to feel confident with money — no jargon, no lectures.

We help:

- Busy parents balancing bills, kids, and long-term goals

- Couples learning to manage money together with confidence

- Young professionals building credit, budgeting, and saving

- Anyone tired of feeling overwhelmed or stuck financially